Credit cards have a grace period that allows the account holder to not pay interest for using the bank's money, provided that it is returned within a certain period.
As for cashback, it can be provided for both debit and credit cards. Loyalty programs and additional privileges are also possible. Cashback can be accrued in rubles or bonus points. The latter are exchanged for money under certain conditions - for example, by compensating the cost of purchases in categories established by the bank.
Example: Oleg got a credit card with cashback points. For a purchase in his favorite category "Equipment", he received 500 points. According to the bank's rules, he can exchange them for money - compensate for any purchase at a rate of 1 to 1. After Oleg paid for another lunch with a credit card in the amount of 500 rubles, he was able to return this money - compensate for it with the same number of points.
What is the difference between a debit card and a credit card?
It is difficult to distinguish a credit card from a debit card by denmark mobile database visual features. The details and other data indicated on the "plastic" are identical for both types of cards according to the current rules. Numbers, CVV codes, etc. are formed according to the same standards. Both types of cards can have special chips. There are no fundamental differences in design either.
Bank cards of Sinara Bank
Sinara Bank presentscredit and debit cardswith excellent conditions. Including free service and huge cashback. Our special offer is the "DA!" credit card, with which you can withdraw cash and transfer money for free, as well as receive bonuses. It also has a grace period so that you can not postpone urgent purchases and at the same time not pay extra interest. Check out the terms of service and order a truly profitable credit cardHere.
The information in the article is current at the time of publication. Financial conditions may change. Please check the current data on the page of the product you are interested in. The Bank is not responsible for the use of outdated information.