Decide which instruments to invest in

[mahbubamim077]

In fact, these are different instruments. We have already figured out what investment income life insurance is. NSL also allows you to make a profit, but it is usually less — and here is why. With ISL, the amount is paid in one go. The client chooses an investment strategy.

The range of assets that the insurance company is allowed moj data to use is wider. But profitability is not guaranteed. But if everything works out well, the profit can be higher than when using conservative investment instruments. With NSL, a person usually makes contributions in parts. Once a month, quarter or year, depending on the terms of a specific insurance company.


He cannot choose an investment strategy. In turn, with NSL, insurance companies adhere to a more cautious, moderate strategy. Although it does not carry risks, the return is modest. But this return is guaranteed. And with ISL, a person may end up with only the initially invested amount - and nothing more. In short, ISL is more suitable for increasing capital. And NSL is for preserving funds and accumulating a sum. Of course, NSL is also, first of all, life and health insurance. Therefore, when an insured event occurs, the insurance company pays the money specified in the agreement.