This rule applies to all workers who are 2 years away from completing their contribution period. The social security factor (which we explained above) will be the parameter for measuring the value of the benefit.
The higher the life expectancy (measured by the IBGE), the lower the retirement benefit will be.
NOTE: These models apply to private sector workers. Public servants will have a different transition rule.
Benefit calculation
In this change, the benefit value increases according to the contribution period. Under the new proposal, benefits can be paid after 20 years of contribution, instead of 15 as is currently the case.
Insured individuals who have contributed for 20 years will be uae mobile database entitled to receive 60% of the benefit. The bill provides for an increase of 2% for each year of contribution.
21 years of contribution = 62% of the full benefit.
40 years of contribution = 100% of the benefit
Aliquots
Today, all workers of working age contribute between 8% and 11%.
The new model proposes different rates for different salary ranges.
Workers earning up to R$1,751.81 would have their rate reduced from 8% to 7.5%.
Workers earning above the maximum salary range would have their payroll deductions between 12.86% and 16.79%. This
basically means that those earning less contribute a lower amount and those earning a higher salary range have a higher contribution percentage.
The proposal would unify the rate for public and private workers up to the INSS maximum of R$5,839.45.
Reform for public servants
Under the new proposal, civil servants will have the same minimum retirement age as private sector workers, which will be 65 for men and 62 for women.
However, the contribution period for civil servants is reduced to 25 years, requiring a minimum of 10 years in the civil service and 5 years in the current position.
Civil servants are under the Special Pension Scheme (RPPS), in which the transition rule proposes a points system adding the contribution period to the age.
Survivor's pension
Currently, the survivor's pension is 100% for INSS beneficiaries, limited to a ceiling of 5,839.45. Public servants are entitled to receive up to 70% of the amount that exceeds the INSS ceiling.
Politicians were also included in the pension reform. As of the reform, new members of parliament will no longer have a special retirement. The political class will be subject to the same rules as private sector workers.
With the proposal, the minimum age becomes 62 for women and 65 for men, with the contribution period being 20 years.
For those who were already parliamentarians and adopted one of the pension schemes until December 31, 2018, they will have the right to decide whether to continue in the schemes to which they are already linked.