Information security of business areas of banks

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The specifics of ensuring information security in banks with foreign headquarters were noted by Denis Gorchakov, head of the Kaspersky Fraud Prevention fraud research and analysis group. In particular, he believes that such financial organizations "practice a slightly different approach from the Russian one, more pragmatic in terms of ensuring information security, think more about the economic feasibility of this or that solution, are less willing to experiment, but are better at adopting practices that have already taken root in Europe."

Banking information security often revolves around the topic of ensuring the security of banking infrastructure, but the infrastructure for banks is just a means for the functioning of business applications, the south korea whatsapp data and architecture of which are directly tied to specific business areas (line of business, LoB): retail and corporate, investment and asset management, and finally, the now fashionable digital. Many experts did not agree with the existence of specifics in ensuring LoB information security, but real examples of such specifics were also given.

Thus, Dmitry Romanchenko shared his experience of ensuring the security of a retail bank, where, in his opinion, the focus is on reliable identification and authentication of the client. The expert believes that classic authentication methods by login and password with the addition of an SMS message are not completely reliable, since the transmission channel, computer or smartphone of the user can be compromised, as a result of which the details can get to the intruder. Therefore, he advises using digital certificates and key media with cryptography on board, anti-fraud systems aimed at the personal and group behavioral model of the client, and also thinking about identification by biometric attributes (fingerprints, iris scan, 3D face model, heat map of the vessels of the palm), which can be applied in the frontal segment of a retail bank.