Who is an insurance agent and what does he do?

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Owners of their own websites can connect the API and offer insurance services of a certain topic: A website dedicated to real estate, construction or renovation can be a suitable platform for property insurance; A tourism related site would be suitable for travel insurance; Automotive websites can advertise MTPL policies , as their design is always popular. But you can sell policies not only with the help of a website. For example, it will be easier for a realtor to deal with mortgage insurance. And a service station owner can offer instant registration of car insurance. Representatives of the medical industry, the financial sector, and the service sector can earn money in a similar way. If you don't have your own online platform or a constant flow of clients, then you'll have a harder time.


But anyone can become an insurance agent. If earlier the employment database region of the agent's work greatly affected his sales and income level, then with online insurance this factor has ceased to matter. How much can you earn on insurance? The agent's income consists of commissions from the sale of insurance. The amount of profit depends on the following factors: Insurance products. The cost of the policy can vary widely. For example, mortgage insurance will cost approximately 15,000 rubles, and travel insurance - 3,500 rubles. The more expensive the insurance, the larger the percentage of its sale will be; Insurance company rates. Each insurance company forms its own rate grid. For example, insurance in Ingosstrakh will cost the policyholder less than in AlfaStrakhovanie; Percentage of sales within the affiliate program. Each insurance company sets its own commission.


By cooperating with Pampadu, you can earn up to 60% of the policy sale, instantly receiving payments to your account; Customer base or website traffic. If you are able to provide an influx of customers, then you will soon have your first sales. The question of how much an intermediary receives from a transaction depends not only on the percentage set by the insurance company from agency sales. It is also necessary to take into account whether he works for the company or for himself. On average, in the country, an insurer is ready to pay its employees about 70,000 rubles per month. The income of agents directly depends on the number of concluded transactions. As an example, we will provide data from the company "RESO-Garantiya": To earn 30 thousand rubles per month, you need to sell 1 voluntary medical insurance policy.