Features of the current account:
Posted: Sun Jan 19, 2025 5:51 am
intended for commercial activities;
available to individual entrepreneurs, LLCs and legal entities;
operations: non-cash payments, settlements with counterparties, salary payments, tax payments;
restrictions: cash withdrawal limits, transfer restrictions
paid service;
deposit insurance: for individual armenia whatsapp number data entrepreneurs and organizations registered as SMEs - up to 1.4 million rubles.
Personal account:
intended for personal use;
available for opening by individuals;
operations: transfers, cash withdrawals, payment for purchases and services;
restrictions: limits on SBP transfers;
service may be free;
deposit insurance: for all accounts and deposits up to 1.4 million rubles, and also up to 10 million rubles in certain cases.
On topic. How to top up a current account for an LLC
Using an individual entrepreneur's personal account for commercial purposes
Using the personal account of an individual entrepreneur for commercial purposes is not recommended, as this may lead to blocking the account under Law 115-FZ. At the same time, an individual entrepreneur can withdraw funds from the current account to the personal account for personal needs. The law does not provide for such restrictions.
available to individual entrepreneurs, LLCs and legal entities;
operations: non-cash payments, settlements with counterparties, salary payments, tax payments;
restrictions: cash withdrawal limits, transfer restrictions
paid service;
deposit insurance: for individual armenia whatsapp number data entrepreneurs and organizations registered as SMEs - up to 1.4 million rubles.
Personal account:
intended for personal use;
available for opening by individuals;
operations: transfers, cash withdrawals, payment for purchases and services;
restrictions: limits on SBP transfers;
service may be free;
deposit insurance: for all accounts and deposits up to 1.4 million rubles, and also up to 10 million rubles in certain cases.
On topic. How to top up a current account for an LLC
Using an individual entrepreneur's personal account for commercial purposes
Using the personal account of an individual entrepreneur for commercial purposes is not recommended, as this may lead to blocking the account under Law 115-FZ. At the same time, an individual entrepreneur can withdraw funds from the current account to the personal account for personal needs. The law does not provide for such restrictions.